PEO
As a business owner, you must be aware that despite your best efforts to be meticulous and cautious, your work will always be subject to a range of risks that can significantly impact your operations. Whether it's natural or man-made disasters, legal complications, intellectual property infringement, or any other threat, you must take proactive measures to identify and manage these risks. Neglecting to do so could have dire consequences for your finances, reputation, and operations. Welcome to Advisor HR Insurance, where we have the right coverage for you and your business.
Business Owner's Policy
A Business Owner’s Policy (BOP) combines multiple business insurance coverages into one policy, which is cost-effective and convenient.
General Liability Insurance
This insurance policy protects your business and its assets against claims of negligence, bodily injury, property damage, libel, and slander.
Workers' Compensation Insurance
Most states require workers' compensation insurance to cover expenses associated with on-the-job injuries, such as medical bills, rehabilitation, and lost wages.
Protecting Every Angle: Tailored Coverage for Every Business!
Every business has its own unique set of requirements. Your business may have distinct needs that differ from those of another company in your vicinity. While a Business Owner's Policy and workers' compensation insurance may be a good beginning, you may require a range of other types of business insurance coverage to meet your company's specific needs.
01.
Business Income Insurance
Business Income Insurance, also known as business interruption coverage, helps replace your lost income if you can’t operate because of covered property damage. This includes damage from a fire, wind or theft.
02.
Business Property Insurance
Commercial property insurance, also known as business property insurance, provides coverage for your owned or leased property, as well as the tools and equipment used to run your business.
03.
Commercial Auto Insurance
Commercial auto insurance helps cover the cost of an auto accident if you or your employee is at fault. If you or your employees drive a vehicle for business reasons, having the right commercial vehicle insurance is important.
04.
Protect your business from flooding caused by hurricanes, rain, snow melts, and construction runoff with commercial flood insurance through a national flood insurance program.
05.
Commercial Umbrella Insurance
Commercial umbrella insurance helps increase your business’s liability coverage when the cost of a lawsuit exceeds the limits of your core business coverage.
06.
Data Breach Insurance
Data breach insurance, also known as cyber insurance, helps cover expenses related to data breaches or cyberattacks. Protect your customers' information with cyber insurance.
07.
Employment Practices Liability Insurance
Employment practices liability insurance helps cover defense and damage costs resulting from a variety of employment-related claims.
08.
Inland Marine Insurance
Inland Marine insurance covers cargo and the vehicles carrying it over land. The Hartford offers a full range of specialized protection for a broad variety of industries.
09.
Protect your business and executive team from potential losses stemming from the management of the company or organization.
10.
Professional Liability Insurance
Professional liability insurance helps protect you and your company if you’re found negligent in the professional services you provide to a client, even if you didn’t make a mistake.